American Colony Insurance & Financial Services take your privacy very seriously.
As providers of products and services that involve compiling personal—and sometimes sensitive—information, protecting the confidentiality of our customers is a top priority to us.
We disclose your personal information to third parties only as necessary to provide the products and services you expect from our agency.
We believe you should be aware of the information we collect, the measures we take to safeguard it, and the situations in which we might share the information with select business partners. The following summary of our practices is provided for your information.
We collect only the information necessary to deliver our products and services.
American Colony Insurance & Financial Services will collect information in order to best serve your needs; provide high standards of customer service; develop and offer new products or services for our customers and potential customers; and fulfill legal and regulatory requirements. The information collected may vary depending on the products and services you request.
We obtain most information directly from you, such as the information you provide to us in personal interviews and on your insurance application. We also collect information about your transactions with us, such as premiums and policy numbers. We may obtain additional information from third parties including employers, insurance companies, consumer reporting agencies, and life or health care providers. Information collected may relate to your finances, employment, health, avocations, or other personal characteristics, as well as publicly available information about you.
We maintain safeguards to ensure information security.
We have implemented security standards and processes—including physical, electronic, and procedural safeguards—to ensure that access to customer information is limited to employees of American Colony Insurance & Financial Services who may need it to perform the duties of their job. They are required to respect the confidentiality of all customer information. Third parties to whom we disclose information are required to maintain adequate security standards for the protection of collected information.
We limit how, and with whom, we share customer information.
We do not disclose personal information about our customers or former customers to anyone, except as permitted by law. We are permitted to, and may, in the normal course of business, disclose customer information to third party administrators, insurance companies, and consumer reporting agencies. We may also share information to comply with legal or regulatory requirements.
In the normal course of our business, we may share or exchange information with companies engaged to work with us to perform services such as: processing or enforcing a transaction that you request or authorize, record keeping, and policy administration. At American Colony Insurance & Financial Services your trust is one of our most important assets.